Building a One Million Pound Property Portfolio

Want to buy up to 35% below market value?

Traditional Buy-to-Let Mortgages require at least 25% deposits. To build a portfolio of one million pounds you will require at least £250,000 in deposits alone. This is assuming that you buy 10 properties valued at £100,000, whereby you are receiving no discounts below the market value.

Now lets look at the scenario again;

You are buying 10 properties valued at £100,000, but are paying £75,000, hence acheiving 25% discount on each. Your deposit is no longer £25,000 per property but £18,750 per property, which in turn means that you have just saved over £62,000 in deposits with better monthly cashflow through ensuring you are geared at approximately 50% of the market value. So essentially you have 25% equity from day one, through buying at 75% of the market value in each property as well as the 25% you have put in, so you have circa £500,000 in equity with a market value of £1 million pounds.

At Buy Investment Properties our aim is to build our customer's portfolio with as little money upfront as possible. One of the main methods we achieve this by is to ensure that we source property at below market value.

Most people are wondering how we do this; over the past few years we have built some excellent contacts in sourcing below market value properties that have helped us to develop a healthy supply of properties, which we offer to our investors. We predominately deal in freehold properties, due to the fact that one does not have to pay a service charge and ground rent which simply eats into your profits. Furthermore a freehold property gives you more control in terms of adding value through perhaps adding an extension or indeed re-structuring the building.

Some of the other benefits of our service include:

Armchair investment - Yes, we virtually manage the process from start to finish! We source the properties and select the best mortgage product through our panel of financiers and complete the transaction working closely with our highly experienced solicitors.

Low Risk - We share the risk of a property evaluation, it is in our interest for the property to value up, otherwise the investor and we lose money. Thus we ensure we do as much due diligence as possible before offering the deal to our investors.

Finance/Legal - We have painstakingly put a financial and legal team together to ensure the purchasing process is as simple as possible.

Share |