Property portfolio builder program
Let us do the hard work for you!It is no doubt the best time to buy property with property prices bottoming out and interest rates at their lowest. We are here to help clients take advantage of a lifetime opportunity by working alongside them in meeting their property acquisition requirements. No matter if you are a seasoned investor or it is your first time, we are here to help in formulating a clear profitable strategy which will GUARANTEE you INSTANT EQUITY from day one! We have acquired over £20m of property for ourselves and clients to date and through our tried and tested systems can source property to your needs. The Portfolio Builder Program is for those individuals who do not have the time to source the property, do the due diligence, work alongside letting agents and manage properties, maintain the properties, have sufficient knowledge of the financing packages available and in essence is a complete 'hands off' property investment service where we literally do everything. It’s well documented in the media that people are not saving enough for their retirement & with an aging population the state pension will not provide us with an adequate income. One of the best alternatives is property; here are some of the big reasons to own investment property:
Enquire for Free
|
Property Valuation (RICs)* |
£100,000 |
This is the valuation determined by a qualified RICs surveyor |
Discounted purchase price |
£75,000 |
This is the price we have negotiated for you directly with the vendor |
Instant equity (25%) |
£25,000 |
This is the instant equity you have acquired by buying at 75% of the RICs valuation |
Required deposit |
£18,750 |
You will need 25% deposit of the purchase price £75,000 |
75% mortgage @ 4.35% |
£56,250 |
This is the amount of your mortgage with the lender |
Monthly mortgage payments |
£205 |
This is the cost per calendar month for an interest only mortgage as per the rate of 4.35% (rates fluctuate) |
Monthly Rental income |
£495 |
This is your monthly rental income |
Positive cashflow |
£270 |
This is your monthly return – producing £270 positive cashfow monthly, with over £3000 per annum |
Future capital growth @ 5% per annum |
~ £28,000 |
Based upon 5% per annum capital growth in 5 years time you will benefit from over £28,000 growth, which would mean your house is worth £128,000 at least, therefore giving you £70,000 worth of equity assuming you have not remortgaged. |
Capital growth and rental returns over 5 years |
~ £44,200 |
Assumed rents stay the same and thus accounting for maintenance, you would have made circa £44,000 over 5 years, meaning a monthly return of £733 per month. |
*On a property worth over £100,000 your investment will proportionally be higher and equally on under £100,000 it will be less.
Case Study of a portfolio package we sourced for an investor
Property One breakdown

Property Type: |
Semi Detached |
Location: |
Manchester |
Market Value: |
£135,000 |
Discounted Purchase Price: |
£101,250 |
Instant Equity: |
£33,750 |
Mortgage @ 75% of £101,250 : |
£75,937 |
Monthly Mortgage Payment (4.35%) : |
£275 |
Monthly Market Rental: |
£525 |
Positive Cash Flow: |
£250 |
Property Two breakdown
Property Type: |
Terraced |
Location: |
Oldham |
Market Value: |
£115,000 |
Discounted Purchase Price: |
£86,250 |
Instant Equity: |
£28,750 |
Mortgage @ 75% of £86,250 : |
£64,687 |
Monthly Mortgage Payment (4.35%) : |
£235 |
Monthly Market Rental: |
£500 |
Positive Cash Flow: |
£265 |
Property Three breakdown

Property Type: |
Semi- Detached |
Location: |
Cheshire |
Market Value: |
£145,000 |
Discounted Purchase Price: |
£108,750 |
Instant Equity: |
£36,250 |
Mortgage @ 75% of £108,750 : |
£81,562 |
Monthly Mortgage Payment (4.35%) : |
£295 |
Monthly Market Rental: |
£625 |
Positive Cash Flow: |
£330 |
Total Portfolio Package Breakdown
Total Portfolio Value: |
£395,000 |
Mortgage Amount: |
£221,186 |
Instant Portfolio Equity |
£98,750 |
Monthly Mortgage: |
£805 |
Monthly Rental: |
£1,650 |
Positive Cash Flow: |
£845 |
The total amount invested is £15,000 + VAT (across three properties) in exchange for over £95,000 in equity as well as cash flow of £845 per month!
The return on your investment over 5 years assuming 5% capital growth:
Current Portfolio Value |
5yr Capital Growth |
£ 395,000 |
£ 504,131 |
That's a MASSIVE £109,131 capital growth over 5 Year's!
Here is another example of a property package we have sourced on behalf of a client
Property One breakdown

Property Type: |
Terraced |
Location: |
Manchester |
Market Value: |
£100,000 |
Discounted Purchase Price: |
£75,000 |
Instant Equity: |
£25,000 |
Mortgage @ 75% of £75,000 : |
£58,250 |
Monthly Mortgage Payment (4.35%) : |
£204 |
Monthly Market Rental: |
£450 |
Positive Cash Flow: |
£246 |
Property Two breakdown

Property Type: |
Terraced |
Location: |
Derby |
Market Value: |
£110,000 |
Discounted Purchase Price: |
£82,500 |
Instant Equity: |
£27,500 |
Mortgage @ 75% of £82,500: |
£58,250 |
Monthly Mortgage Payment (4.35%): |
£224 |
Monthly Market Rental: |
£450 |
Positive Cash Flow: |
£226 |
Property Two breakdown

Property Type: |
Semi-Detached |
Location: |
Derby |
Market Value: |
£120,000 |
Discounted Purchase Price: |
£90,000 |
Instant Equity: |
£30,000 |
Mortgage @ 75% of £90,000: |
£67,500 |
Monthly Mortgage Payment (4.35%): |
£245 |
Monthly Market Rental: |
£500 |
Positive Cash Flow: |
£255 |
Total Portfolio Package Breakdown
Total Portfolio Value |
£330,000 |
Mortgage Amount: |
£221,186 |
Instant Portfolio Equity |
£82,500 |
Monthly Mortgage |
£673 |
Monthly Rental |
£1,400 |
Positive Cash Flow |
£727 |
The total amount invested was £15,000 + VAT (across three properties) in exchange for over £82,500 in equity as well as cash flow of £727 per month.
The return on your investment over 5 years assuming 5% capital growth:
Current Portfolio Value |
5yr Capital Growth Investment |
£ 330,000 |
£ 421,173 |
That's a MASSIVE £91,173 capital growth over 5 Year's!
Please note these examples are for illustration purposes and every individual’s circumstances vary and the marketplace is continually changing. This program is typically for investment properties in the North of the country including Scotland and Wales.
For south properties – the total amount varies subject to individual circumstances. Please email or call us to enquire about this.
Interested?
Contact us and we will then be happy to provide you with a personal 1-2-1 consultancy to establish your goals. Once we have established your requirements we will request a small payment as a deposit. Note - we do not ask for the entire deposit upfront as we believe as a company we should get paid for results.








